TransFund myTransFund
Skip Navigation Links 800.588.6816
ATM Locator
TransFund surcharge-free ATMs are available only to cardholders of participating financial institutions. Check with your bank or credit union to see if you qualify.
Find No-surcharge ATMs by specifying any combination of City and/or State and/or Zip.
City State
Zip Code
Merchant Services
Merchant Accounts
Merchant Accounts are specialized bank accounts that are technical interfaces between merchants and TransFund. Ideally, these Merchant Accounts settle into depository accounts at your institution.
Payment Solutions Designed Specifically For Each Merchant
No business is the same and Merchant Accounts are customized to meet the unique needs of each merchant. Merchants have the option of accepting Visa, MasterCard, Discover and American Express credit and debit cards, pin-debit cards, electronic benefit cards (EBT) and gift cards. Opening a merchant account permits businesses to accept card payments for purchases.
Benefits of Accepting Card Payments
Accepting cards allows businesses to offer additional payment options, making it easier to sell services or products. A merchant account can provide:
Convenience - Allowing for immediate sales for the merchant and their customer.
Reduced Receivables - Reduce 30, 60, or 90-day receivables.
Fast Availability of Funds - Funds are deposited directly into depository accounts within 24 to 48 hours.
Easy Reconciliation - Merchants receive the gross amount of their card deposits upfront; processing fees are charged at month-end. Online Reporting includes daily deposit summaries and details all card transactions. Online monthly statements include a summary of deposits and fees.
Opening a Merchant Account
Merchants must apply and be accepted for a Merchant Account. Businesses should be well established, reputable, creditworthy and have minimal risk for cardholder disputes. To learn more contact us for more information.
For more information about TransFund Merchant Services, call 1-877-719-8740 or email